October 7, 2021
AgencyWays to improve your car’s fuel economy
With Gas prices at a 7-year high, here are some ways to help ease the pain at the pump: 1. CHECK YOUR TIRE PRESSURE. Under-inflation of the tire by 10% increases gas consumption by 2% 2. CHANGE YOUR AIR FILTER. A clean air filter can improve gas mileage by as much as 10%; nearly 25% […]
October 5, 2021
AgencyTips to avoid Halloween-Related Insurance Claims
KEEP YOUR WALKWAYS CLEAR: Make sure your walkways are well-lit for visitors and clear of trip hazards such as electrical cords, garden hoses, wet leaves, snow and decorations (like carved pumpkins). SECURE YOUR RAILINGS: If your property has stairs that guests will have to climb, make sure the railings are secure to prevent trips and […]
October 5, 2021
AgencyOctober is Fire Prevention Month!
Most house fires start in the kitchen. The below tips can prevent a devastating fire, like the one below, and save lives: * Never leave your stove unattended while cooking * Install a Fire alarm in or near the kitchen…if haven’t already * Always have a CLASS B Fire Extinguisher in the kitchen
August 26, 2021
AgencySCAM ALERT: Storm chasers posing as Roofing contractors
Storm chasers are in our area, posing as Roofing contractors, knocking on doors and telling Homeowners that they qualify for a “FREE” roof. They ask the Homeowner for their insurance information…then file a claim on their behalf. They do not want any Agent involvement, and only will talk with the Claims Adjuster. IF the claim […]
June 30, 2021
Agency4 SAFETY TIPS FOR YOUR 4th OF JULY BBQ
1. Always clean your Grill before you start 2. Choose the right location for your grill * Be sure your Grill is on level ground and not too close to your house or deck railings. 3. NEVER leave your Grill unattended 4. ALWAYS have a fire extinguisher close by
May 10, 2021
AgencyIs your Homeowners Insurance going up?
High lumber prices are now affecting Homeowners Insurance rates. As plywood reaches almost $80 per sheet, the average total loss settlement in our region is approaching $175 per square foot…up from the pre-pandemic average range of $115-$125 per square foot. This is causing most carries to increase their Dwelling Coverage rates. As an Agent representing […]
May 6, 2021
AgencyDoes Homeowners Insurance Flood Water Damage?
Flood No type of flood damage, no matter the source of the water, is covered by standard homeowners policies. Flooding, for example, can occur from storms, over-saturated ground, overflowing or surging bodies of water such as rivers, ponds, lakes and oceans. You may be able to purchase a separate flood insurance policy through the National Flood Insurance […]
April 20, 2021
AgencyPro Tip – What to do in case of an Auto accident
Unless you have been involved in an accident…you might not know what to do in the event you have one. Follow the below steps to ensure the smoothest process possible during the days that follow: 1. STOP. Never leave the scene of an accident 2. Do NOT admit guilt or fault 3. Call the police […]
February 26, 2021
AgencyPro Tip – Bundle your Home and Auto
Having both policies together with the same insurance carrier is one of the best discounts available. The Multi-policy discount (aka BUNDLE) will generally save you up to 25% in premiums annually.
February 11, 2021
AgencyPro Tip – Tell the truth
Insurance companies are not legally obligated to honor your policy and pay claims if you knowingly misrepresented the truth on your application. Cheaper premiums are not worth the risk of having your policy canceled for misrepresenting the truth. Often, the company will not outright cancel your policy but will contact you for an additional premium […]