Blog

August 25, 2021
Agency

5 reasons to use a local, independent Insurance Agent.

There are many ways to shop for insurance today.  With the advancement of technology, not only do you have more ways to shop, but you can do it on your own time.  However, insurance is a complicated product. It isn’t as easy as going to Amazon and selecting what color you want. Local independent agents […]
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June 30, 2021
Agency

4 SAFETY TIPS FOR YOUR 4th OF JULY BBQ

1. Always clean your Grill before you start 2. Choose the right location for your grill    * Be sure your Grill is on level ground and not too close to your house or deck railings. 3. NEVER leave your Grill unattended 4. ALWAYS have a fire extinguisher close by
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May 10, 2021
Agency

Is your Homeowners Insurance going up?

High lumber prices are now affecting Homeowners Insurance rates. As plywood reaches almost $80 per sheet, the average total loss settlement in our region is approaching $175 per square foot…up from the pre-pandemic average range of $115-$125 per square foot. This is causing most carries to increase their Dwelling Coverage rates. As an Agent representing […]
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May 6, 2021
Agency

Does Homeowners Insurance Flood Water Damage?

Flood No type of flood damage, no matter the source of the water, is covered by standard homeowners policies. Flooding, for example, can occur from storms, over-saturated ground, overflowing or surging bodies of water such as rivers, ponds, lakes and oceans. You may be able to purchase a separate flood insurance policy through the National Flood Insurance […]
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April 28, 2021
Agency

We made National News!

Yahoo Entertainment: Local Insurance Agents Say Kindness Kept Them in Business https://www.yahoo.com/entertainment/local-insurance-agents-kindness-kept-160000412.html
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April 20, 2021
Agency

Pro Tip – What to do in case of an Auto accident

Unless you have been involved in an accident…you might not know what to do in the event you have one. Follow the below steps to ensure the smoothest process possible during the days that follow: 1. STOP. Never leave the scene of an accident 2. Do NOT admit guilt or fault 3. Call the police […]
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February 26, 2021
Agency

Pro Tip – Bundle your Home and Auto

Having both policies together with the same insurance carrier is one of the best discounts available. The Multi-policy discount (aka BUNDLE) will generally save you up to 25% in premiums annually.
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February 11, 2021
Agency

Pro Tip – Tell the truth

Insurance companies are not legally obligated to honor your policy and pay claims if you knowingly misrepresented the truth on your application. Cheaper premiums are not worth the risk of having your policy canceled for misrepresenting the truth. Often, the company will not outright cancel your policy but will contact you for an additional premium […]
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January 29, 2021
Agency

Pro Tip – SLOW DOWN

As an Independent Agent; we can review your policies, discuss risk and identify exposures, provide quote scenarios on potential vehicles before you purchase one, recommend coverages, shop our carriers for the best premiums, obtain every discount that you could possibly qualify for…all to help you save money on your Auto Insurance. But the one thing […]
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January 22, 2021
Agency

Pro Tip – Choosing the right vehicle

When it’s time for a new ride, also research what the vehicle will cost to insure. Auto insurance premiums are based in part on the car’s price, if it is considered to be high-performance or not, the cost to repair it, its overall safety record and the likelihood of theft. Many Insurers offer discounts for […]
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