Winter Driving in Ohio: How Snow Tires and Tow Coverage Affect Your Auto Policy

Winter in Ohio presents unique challenges for drivers, including icy roads and unexpected snowstorms. At Zambetti Insurance, we understand how important it is for our clients to stay safe and informed, especially when it comes to how winter driving essentials like snow tires and tow truck services can affect your auto insurance policy.

How Snow Tires Can Impact Your Coverage

Snow tires offer improved traction and control on icy or snowy roads, significantly reducing your risk of winter accidents. Ohio law does not require snow tires, but they’re strongly recommended for safety. While some insurers in the United States may offer small discounts for using winter tires, this is not a common practice in Ohio and varies by company; therefore, it is recommended that you check with your provider. Even without a discount, equipping your vehicle with snow tires can help prevent costly claims by lowering the likelihood of collisions during harsh winter conditions.

Tow Truck Services and Your Policy

Getting stuck in the snow or sliding off the road is a common winter hazard, and many auto insurance policies offer roadside assistance or towing coverage. This coverage can help pay for the cost of a tow if your car becomes disabled due to weather conditions. It’s essential to review your policy to determine if tow truck services are included, what limits apply, and whether you need to add this coverage. Our team can help you understand your options and ensure you’re prepared for winter emergencies.

How We Help Ohio Drivers Stay Protected

At Zambetti Insurance, we’re committed to helping Ohio drivers navigate winter safely. We review your policy, explain your coverage and recommend options tailored to your needs, whether that means adding roadside assistance or exploring discounts for winter safety features. Contact us today to review your policy or get a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.